Ten reasons I’m grateful for YNAB

It’s the season to express gratitude and I am so very grateful for YNAB. Here are ten of the reasons I’m thankful in my own financial life for this amazing budgeting methodology and software.

1. It eliminates uncertainty (aka fear) about my money.
2. I can spend without guilt, knowing I can afford it.
3. YNAB got me out of credit card debt and I’ve stayed out of credit card debt.
4. Surprise non-monthly bills are a thing of the past.
5. I was able to take a budgeted trip to Australia in July (and came home with money in my budget!)
6. I can schedule automatic payments of my credit card statement balances with full confidence the money is there to cover it.
7. It helped me make the excellent Profit First methodology so much easier to implement in my business budget (multiple accounts not necessary!).
8. YNAB allowed me to easily take over my elderly father and aunt’s finances when they became unable to handle their own money.
9. Thanks so YNAB, I didn’t squander my inheritance.
10. YNAB has made money virtually stress-free for me, which feels like a miracle.