The YNAB Blog
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Quick Tip: Check your February transactions!
Today is March 1, which is a fun day for me because I get to do some budgeting! I was reminded today of the importance of making sure I process all my February transactions before assigning money in March. This morning, I categorized all my pending transactions and clicked Enter Now so that they would…
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Revealing the running balance
When I work with clients, they typically share their screens with me. We’re often working on reconciling their accounts and I’ve learned that many of my clients aren’t aware of the Show Running Balances setting that’s hidden under the View dropdown next to the search box in any account screen. Here’s a photo of what…
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Keeping my freezer inventory in YNAB
My husband and I have three freezer spaces in our house. The main one in our kitchen is a bottom drawer freezer. (The other two are top freezers in extra refrigerators.) The drawer freezer was a hot (well, cold) mess. I find it’s really easy to lose stuff in it. My husband, Barry, who is…
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Have you checked your credit report lately?
Nowadays, it seems very easy to get ahold of your credit score (your FICO score). I know that I can easily access mine through several of my credit cards. Back in the day, you had to pay to get your score, so this is great. But there’s more to the credit report than your credit…
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Entering transfers in YNAB
It can be a little confusing when you transfer money from one account to another in YNAB. The difficulty comes in when you’ve imported a transaction that has the Payee already entered and it asks for a category. But the thing to remember about transfers is that they don’t require a category. When you click…
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Are you budgeting for YNAB?
If it’s your first year of YNAB, you might not have added a category for your YNAB subscription (particularly if you’re in your trial period!). It’s more economical to pay for an annual subscription, which is $99 (which amounts to $8.25 a month), than it is to pay monthly at $14.99 a month. And if…
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Handling credit card rewards in YNAB
One of the great things about YNAB is that it allows you to use your credit card like a debit card. If the things you buy with your credit card are covered in the budget, YNAB moves the amount of the transaction from the budget category to the credit-card payment category while it waits for…
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Navigating around your budget
I have 102 categories in my personal budget (divided among 11 category groups) and getting around my budget would be challenging if it weren’t for some of the shortcuts YNAB provides. In this video, I share some of my favorite ways to make navigating around my big budget easy. I reference the Toolkit for YNAB…
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Year-end budget scan
There are just ten days left in 2023 and this morning I took the opportunity to take a look at my budget to see if I think there’s anything I need to adjust. I’m toying with doing a Fresh Start in 2024 but I’m pretty much in the “If it ain’t broke don’t fix it”…
Are there YNAB and budgeting topics you’d like me to write about?