Category: Specific Cases
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How YNAB is helping me navigate a move
After decades years in our home (our first home!), my husband and I have decided to move. It was a big decision, of course. And it’s a good decision for us. YNAB was instrumental in helping us figure out the financial side of the decision and giving us peace of mind. We’ve to decided to…
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Are you still paying for your kids’ cell phones?
So many of my budget clients have large cell phone bills. When we take a look at the bill, we see that their children’s cell phones are bundled into their bill. More often than not, the practice started when their kids were still dependents. Yet the parents keep on paying. I always push back on…
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Keeping my freezer inventory in YNAB
My husband and I have three freezer spaces in our house. The main one in our kitchen is a bottom drawer freezer. (The other two are top freezers in extra refrigerators.) The drawer freezer was a hot (well, cold) mess. I find it’s really easy to lose stuff in it. My husband, Barry, who is…
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Handling credit card rewards in YNAB
One of the great things about YNAB is that it allows you to use your credit card like a debit card. If the things you buy with your credit card are covered in the budget, YNAB moves the amount of the transaction from the budget category to the credit-card payment category while it waits for…
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Handling a reversed charge in YNAB
I visited a friend in New York over the weekend and at the end sent her $145 via Venmo, reimbursing her for my part of a couple of dinners out. To my surprise, Venmo took the money out of my bank account twice. Before I had a chance to contact my bank, I had a…
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How to deal with an inheritance in YNAB
One of the worries people have when they get a windfall is that they are going to blow it with nothing to show for it. I know I felt that way last year when my father passed away and left my brothers and me some money. Thankfully, I was well versed in YNAB so I…
